Buying a property requires making many important financial decisions and understanding the complex home buyer’s processes. As an established and trusted real estate agent and advisor with many years of experience, Denise Mai will be at your side from beginning to end to achieve your dreams and goals for home ownership.
Buying a Home or Property
Let's Get Started
Perhaps it has been a while since your last home or real estate purchase, or you are a first-time home buyer. Or perhaps you are purchasing a vacation or investment home, or simple land. Denise can guide you through the entire process. The following 10 steps process to real estate ownership will give you an overview of the Buyer’s process from start to finish:
1 – Determine a Price RangeEstablish a budget for your new home, and determine how much you can afford. Meet with a mortgage professional (or lender) who will review your income, assets, and credit history in order to pre-approve you for a loan (If you don’t currently have a lender, Denise can help you connect with one). With Pre-Approval, the buyer actually applies for a mortgage and receives a written commitment from a lender. With a Pre-Approval in hand, seller(s) immediately knows that you are a serious buyer for their property.
2 – Make a WishlistMake a prioritized list of needs (must have) and wants (desires). Imagine your ideal home everything you envisioned, such as the number of beds/baths, the style of home, and location. Then break that list down into high-priority items you can’t live without, and lower-priority things that you could live without, but it would be an added bonus to have.
3 – Start Your SearchOnce you know how much you can afford and what you’re looking for in a home or a property, it’s time to start your search. And one the best place to start is online. Most all real estate website, and their associated social media, are different. However, Denise has direct access to the Multiple Listing Service (MLS), where you can explore the vastest network of available listings and receive up-to-date alerts on open houses. Denise has the tools and online technology systems to ensure that you see and review every available property that meets your needs and criteria.